That way, you can ensure you meet the required spending of $1,000 within three months that qualifies for the card's 20,000-point bonus. There’s no spending limit on these earnings. By using Investopedia, you accept our. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. You’ll earn a competitive rewards rate and receive many of the same travel protections that come with other travel cards. This card is best for people who want to earn unlimited high rewards rates in a selection of popular categories without having to carry multiple credit cards or worry about rewards caps. If you're looking for a new credit card, it's helpful to consider the issuer’s customer service. You can only redeem points earned on the Propel card through Wells Fargo’s portal. 2021 Review, Application & Rates. " While that 3-points per dollar rate is generous, some other no-annual fee cards offer even better rewards in certain categories. According to the 2019 J.D. to maintain accurate information. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. On the plus side, the bank does offer 24/7 customer service and an online chat feature for cardholders needing quick answers. In the past, Wells Fargo wanted you to have a banking relationship already established before you opened their credit cards. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. Wells Fargo Propel Review. The card is even more valuable for Wells Fargo Visa Signature cardholders, who can boost their points earning with the Propel’s rate and transfer to the Visa Signature for a better point value (when redeemed for airfare). Wells Fargo has unveiled an upgraded version of the 365 card — the Wells Fargo Propel American Express Card. While the Wells Fargo Propel American Express Card is a great option for frequent travelers who prefer cards with no annual fee, there may be other cards for you to consider. All reviews are prepared by CreditCards.com staff. The bonus points will show up as redeemable within one to two billing periods after they are earned. You will take advantage of travel and purchase protections to save money. You own or are planning to sign-up for the Wells Fargo Visa Signature card. The difference is that Propel 365 has a lower sign-up bonus, a lower annual fee, and different category bonuses. The issuer did not provide the details, nor is it responsible for their accuracy. Earn 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Lines and 1X FunPoints on all other purchases. Maximizing rewards with the Wells Fargo Propel American Express Card is fairly straightforward. Unfortunately, Wells Fargo doesn't have a great reputation when it comes to customer support. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Get the Wells Fargo Propel American Express® card card today. If you’re traveling abroad, consider bringing a Visa or Mastercard credit card … That means heavier spenders don’t have to worry about meeting a cap and earning sub-par rewards. While this is not the largest introductory offer you’ll find among travel cards, it is top-notch for a card with no annual fee. While the Propel card is a top-notch, no annual fee travel card, it is not the only good option out there. After the first year, however, the rewards rate on the Discover it Miles fails to impress. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The Wells Fargo Propel American Express card is a solid travel rewards credit card packed with a lot of benefits – all without charging an annual fee.. Signup Bonus: Receive 20,000 rewards points after spending $1,000 in the first three months. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with your card. (Again, earnings at the 1 point-per-dollar rate, and the annual bonus, are not considered in this total.). Check the data at the top of this page and the bank’s website for the most current information. The Wells Fargo Propel American Express® Card is a practical, no-annual-fee credit card with a points-based rewards system that favors spending in a slew of popular budget categories. Compare travel costs on Go Far Rewards to other travel sites to ensure you get the best deal. Rather than a flat bonus, the card matches the miles you earn in the first year. Because the best rewards with this card are constrained to a few categories, then, also consider adding another broad-based card that offers rewards on all other purchases that are richer than the 1 point-per-dollar that the Wells-Fargo Propel American Express offers. The relaunched Wells Fargo Propel American Express® card is designed as a rewards credit card with nice travel-related features, and its generous balance transfer benefits, solid rewards offered for everyday purchases and some extra perks and features thrown in for good measure could make this generally an excellent addition to your wallet. $350, Other Notable Features: No foreign transaction fees, travel and emergency assistance services, auto rental collision damage waiver, roadside assistance, lost luggage reimbursement, trip cancellation and interruption protection, lost or damaged cellphone reimbursement, extended warranty, return protection, retail protection, AmEx Offers, ticket presales, dining discounts, luxury hotel discounts and benefits, car rental discount, lowest available airfare, discounts on vacation packages, $300 credit on select cruises, $0 liability, free credit score access. Check out everything this card has to offer in our review. By providing my email address, I agree to CreditCards.com’s With a 12-month 0% APR offer on balance transfers, the Wells-Fargo Propel is also a passable option if you're looking to pay down debt acquired on another card or to make some new purchases that may take a while to pay off. Since the Wells Fargo Propel has a generous rewards rate, and the Visa Signature has a generous point value, combining the two cards is an incredibly lucrative option. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. When you click on The Wells Fargo Propel American Express Card is the best no annual fee travel credit card for your next vacation. Wells Fargo Propel Review. Existing Propel 365 cardmembers have automatically been moved over to the new card and the card … For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. For example, if you spend $2,650 per month on the card, you’ll earn nearly $500 from the introductory offer. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. This is important, as the card earns Go Far Rewards points rather than Membership Rewards. Just be sure to compare prices on Go Far Rewards to other travel sites to ensure you are getting the best deal. However, all credit card information is presented without warranty. With bonus categories including purchases such as dining and gas – which make up a significant part of many users’ budget – it is easy to rack up a substantial number of points. You can either apply online or in-branch. By providing my email address, I agree to CreditCards.com’s It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: Wells Fargo Propel American Express Credit Card Review. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value The Wells Fargo Propel American Express® Card is a great card if you’re not ready to pay a hefty annual fee but want to earn cash back and travel rewards. Similarly, dining purchases encompass spending at not only restaurants, both fine-dining and fast food, but at drinking establishments. It’s one of several rewards cards issued by Wells Fargo. The benefit of bumping up other spending would be especially great during the first three months of the card, when the introductory bonus can be earned. 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